Neither American Investors Life Insurance Company, Aviva Life and Annuity Company, nor Aviva Life and Annuity Company of New York authorizes its agents, employees or representatives to give legal, tax or accounting advice.The information contained herein is our understanding of current laws as they relate to life insurance and annuity products. These laws are subject to change in the future. Please consult your personal adviser for any needed legal, tax or accounting advice.
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