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Welcome to Aviva USA’s overview of our company heritage, financial information, product portfolio and underwriting philosophy. We hope to provide a brief guide of what’s important to you and your clients.
The Advanced Markets team provides personal sales assistance for your high net worth and business owner clients and prospects. We can help you identify personal, business and estate planning needs, and develop innovative solutions for your advanced sales opportunities.
The mission of Aviva Life and Annuity Company Underwriting is to provide competitive underwriting that supports your sales efforts while achieving mortality, expense, and persistency results consistent with product pricing.
Wellness for Life® is a program designed to help your clients do just that. By adding
this rider, customers can potentially lower their cost of insurance. Earning Wellness Rewards is as easy as visiting the doctor once every two years –
simply doing that guarantees participants for Level One rewards – a .25% discount in their cost of insurance. Level Two rewards, guaranteed at .5%, can be achieved if your client visits their doctor once every two years and maintains a weight within a range established at the time of underwriting.
And, as another benefit to adding the Wellness for Life® rider, clients will receive perks
from Mayo Clinic Health Solutions, including a personalized health assessment and access to a free, round-the-clock "Ask Mayo Clinic" nurse line.
State Approvals (NY)
• Guarantee UL Solution
• Captial Solution II
• Life Builder II
• MultiChoice Indexed Single Premium Life
• Indexed Survivor UL
• 10, 20, 30 year, ART Term
Aviva's life insurance products are issued by and all policy benefits are the responsibility of Aviva Life and Annuity Company, West Des Moines, IA, and Aviva Life and Annuity Company of New York, Melville, NY. Products not available in all states. In New York, available products are issued by Aviva Life and Annuity Company of New York. Aviva Life and Annuity Company of New York is the only Aviva insurance company referenced above authorized to do business in the state of New York. For agent use only — not for use with the general public.