Aviva USA

Welcome!

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Welcome to Aviva USA’s overview of our company heritage, financial information, product portfolio and underwriting philosophy. We hope to provide a brief guide of what’s important to you and your clients.

Aviva USA Public Website

Aviva Live (for producers) Login Page

About Us

Consumer Brochure

This is Aviva. Building insurance around you.

Company Ratings

A.M. Best: A (Excellent)
Standard & Poor’s: AA- (Very Strong)

Watch as the years unfold
Strength and Experience


Advanced Markets

Your Strategic Advantage

The Advanced Markets team provides personal sales assistance for your high net worth and business owner clients and prospects. We can help you identify personal, business and estate planning needs, and develop innovative solutions for your advanced sales opportunities.

Financial Calculators
Advanced Markets Brochure
Turnkey Premium Financing
Private Financing
Life Insurance Funded Personal Retirement Option
Life Policy Review


Underwriting

The mission of Aviva Life and Annuity Company Underwriting is to provide competitive underwriting that supports your sales efforts while achieving mortality, expense, and persistency results consistent with product pricing.

Medical Guidelines Chart for Non-TeleApp Cases
TeleApp Medical Guidelines Chart
Retention Limits
Table Reduction Program
Guaranteed Term Exchange Program


Wellness for Life

Wellness for Life® is a program designed to help your clients do just that. By adding this rider, customers can potentially lower their cost of insurance. Earning Wellness Rewards is as easy as visiting the doctor once every two years – simply doing that guarantees participants for Level One rewards – a .25% discount in their cost of insurance. Level Two rewards, guaranteed at .5%, can be achieved if your client visits their doctor once every two years and maintains a weight within a range established at the time of underwriting.

And, as another benefit to adding the Wellness for Life® rider, clients will receive perks from Mayo Clinic Health Solutions, including a personalized health assessment and access to a free, round-the-clock "Ask Mayo Clinic" nurse line.

The first Wellness Rewards are in!
Wellness for Life Program Rewards Qualification Form
Learn more about Mayo Clinic
Wellness for Life® on AvivaUSA.com!

Wellness Marketing Materials

Small Consumer Brochure
Large Consumer Brochure
Wellness and NLG Brochure


Products

Flexible product to fit your customers' needs

Product Portfolio
Product Portfolio (NY)
Current Interest Rates (Updated September 1, 2010)
State Approvals (Updated September 1, 2010)

State Approvals (NY)
• Guarantee UL Solution
• Captial Solution II
• Life Builder II
• MultiChoice Indexed Single
Premium Life
• Indexed Survivor UL
• 10, 20, 30 year, ART Term


Product Marketing Materials

Universal Life

Aviva LifeStage UL

Life Stages Agent Guide
Consumer Guide

Guarantee UL Solution

NLG Agent Guide
Version II Consumer Guide
Version I Agent Guide
Version I Consumer Guide

Patriot Solution

Agent Guide
Consumer Guide

Indexed Universal Life

Understanding Indexed Universal Life

Advantage Builder

Life Stages Agent Guide
NLG Agent Guide
Version III Consumer Guide
Version II Agent Guide
Version II Consumer Guide

Lifetime Builder

Life Stages Agent Guide
Version III Consumer Guide
Version II Agent Guide
Version II Consumer Guide

Indexed Survivor UL

Agent Guide
Consumer Guide

Riders

Aviva Optional Riders

Term

10, 20, 30 year, ART

Agent Guide
Consumer Guide



Aviva's life insurance products are issued by and all policy benefits are the responsibility of Aviva Life and Annuity Company, West Des Moines, IA, and Aviva Life and Annuity Company of New York, Melville, NY. Products not available in all states. In New York, available products are issued by Aviva Life and Annuity Company of New York. Aviva Life and Annuity Company of New York is the only Aviva insurance company referenced above authorized to do business in the state of New York. For agent use only — not for use with the general public.