What it can do for you

As the most budget-friendly type life insurance, an Aviva term life insurance policy can do a lot for not a lot of money.

A matter of life and death
The death part isn’t easy to talk about with loved ones. It’s even awkward to read about it on a Web site. But here’s a thought: when you’ve taken care of your loved ones in the event of your death, you don’t think about it. You can think about getting the most out of life.

Supplements or replaces an employer’s policy
The life insurance policy provided by your employer may not be enough for your needs. It may be just enough to cover funeral expenses or equivalent to one year’s income. Or you may not be covered if you’re self-employed or you lose your job. Aviva term life insurance can add valuable support to the insurance you already have or it can replace it entirely.

When you might need it

Single
You may not be responsible for someone else, but your debts don’t necessarily die with you. So it’s nice to cover those debts and the expense of a funeral for your closest relatives.

Responsible for others
Term life insurance meets the first responsibility of providing for your loved ones—whether you share expenses with a spouse or you’re responsible for dependents such as children or even elderly parents.

On a tight budget
If you’re young or just starting a family, you may not yet have the income for permanent life insurance. Aviva has several cost-effective term policies that guarantee level premiums for a number of years.

Have a temporary need
Given your circumstances, you may not have a need for the long-term nature of permanent life insurance. In that case, a term life insurance policy from Aviva may be ideal for you.

All tax related information contained herein is based on our current understanding of federal tax laws as they relate to life insurance or other subject matter discussed. These laws are subject to change in the future. Neither Aviva nor its representatives offer legal or tax advice. You should consult a personal tax advisor on any tax matters. In order to comply with certain U.S. Treasury regulations, please be advised of the following: Unless expressly stated otherwise, any U.S. Federal tax advice contained in these materials is not intended or written to be used, and cannot be used, by any person for the purpose of avoiding any penalties that may be imposed by the Internal Revenue Service. Products issued by and all policy benefits are the responsibility of Aviva Life and Annuity Company, and not that of any other insurer or company.