Life Insurance 101 | Aviva USA – Life and Annuities

Looking for solutions but not sure where to start?

Answer a few simple questions and we'll offer some options that may be right for you.

Get Started

Why Life Insurance?

Life insurance is about life, your life. It's about how you want to live your life right now and 20 years from now. It's also about how your loved ones will live their lives when you're gone. Aviva's innovative life insurance products offer tremendous flexibility and value. In these uncertain times life insurance is a must to have in anyone's financial toolbox. You and your family deserve to have life insurance coverage you can count on – in good times and bad.

Term Life

Perfect if you need life insurance coverage for a specific period of time or have a limited budget.

Aviva term life protects your family with a death benefit but does not accumulate a cash value. Many employers offer it, but the benefit may not be enough to replace your income for very long. Talk to one of your local Aviva agents to find out if any insurance you currently have would meet the needs of your family.

Learn More

Take Ulysses for example

Aviva USA Term Life Success Story

Universal Life

Ideal if you're planning for the future and need a versatile insurance policy designed to cover your entire life.

Aviva universal life is a type of permanent policy that can achieve multiple goals. It builds in value over time and provides flexibility in premiums and income options. It also has a death benefit that can be left to your heirs.

Learn More

Look at Mary Jean for instance

Aviva USA Universal Life Success Story

Indexed Universal Life

Gives you the potential for growth at a higher rate of interest without the risk of being directly in the market.

Unlike a traditional universal life insurance policy where the insurance company sets the interest rate, an indexed universal life policy credits interest to your cash value based partly on the upward movement of a major-market stock index.

Learn More

Here's the story of Laurie and Jon

Aviva USA Indexed Universal Life Success Story

What you can do now

Let's talk about you

Contact an Aviva agent who can help find the product that's right for you.

Connect with an agent

Already an Aviva customer?
Contact customer support

Wellness for Life. It's a reward and an incentive to take care of yourself. > Get healty
Q: Is there retirement income that never runs out as long as I live? A: Yes. > An annuity can do that