Annuities 101 - Videos On How An Annuity Works and An Overview Of Your Options | Aviva USA
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What is a fixed annuity?

An annuity is a long-term retirement savings product that can help protect you from outliving your money. It's a contract between you and an insurance company. When you put money into an annuity, you create something that will in turn pay you an income month after month, year after year, for as long as you live if you like.

Why an Aviva annuity?

It's your money, so we've made sure our annuities have many options so they can be customized for you, your family and your life. You can choose how to fund your annuity, how interest is credited to it and how you take payments from it. That's how our annuity becomes your annuity.


Fixed annuity

Well suited if you're retired and/or happy with a very predictable rate of growth in your annuity.

An Aviva fixed annuity grows at a rate set annually, but never lower than the guaranteed minimum interest rate determined at the time you purchase the annuity. A fixed annuity comes in both the immediate and the deferred type, depending on when you need to take income.

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Consider Jim's case

He's about to retire and needs supplemental income.

See how

Fixed indexed annuity

You have the potential for growth at a higher rate without the risk of losing your principal or being directly in the stock market.

Unlike a traditional fixed annuity where the insurance company sets the interest rate, an indexed annuity credits interest based partly on the upward movement of a major-market stock index.

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Take Hank for example

He's looking for guaranteed income for life and greater growth.

See how

Introducing our Lifetime Solutions Annuity

Aviva's new indexed annuity comes with options, providing control of your money as your retirement circumstances change.

Our unique Lifetime Solutions Annuity is a great example of how Aviva is putting people before policies. It's highly adaptable, providing income when you need it most. Income options include income for life, supplemental income to help with long-term care expenses, and a death benefit with a variety of payment choices.

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